Sunday Blog - Expert property investment insights

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@ideal Floorplan Square

It’s important to accurately grade property in this buyers market

By Cate Bakos | December 15, 2024

We use the term “A-Grade” a lot, but what does this really mean, and how do we distinguish between A-Grade and other grades? In this Buyer’s Market, it’s easy to buy a bargain property. The critical element that buyers need to focus on now relates to the quality of the property. Anyone can buy a bargain, but determining whether…

@first Home Buyer Square

First home buyers have an edge in Vic

By Cate Bakos | December 8, 2024

The property market may not have been presenting idyllic conditions for investors in Victoria, and there is plenty of commentary on this topic. However, Victoria has delivered optimal conditions for first homebuyers, and for several reasons. The Victorian (and Federal) governments have historically provided some exciting opportunities to first home buyers, and justifiably so. Looking…

@Lemon

When is an investment a dud?

By Cate Bakos | November 24, 2024

Every now and then I’ll take on the task of reviewing an investor’s portfolio. Often, this is initiated by a financial planner. I meet many different investors, and this particular task a few years back has stuck in my mind. The investor had a sizeable portfolio with mixed styles, locations and even had an interstate…

Aus Map

Which cities will outperform in 2025?

By Cate Bakos | November 17, 2024

It’s that time of year again. Economists, banks and commentators start sharing their predictions for 2025’s capital growth around the nation. Plenty of us do it, but few get it right. Today’s Sunday blog focuses on the predictions for 2024. Who got it right? Who got it wrong, and why? Firstly, let’s consider the annualised…

Seddon Houses Square

Finding a scarce product

By Cate Bakos | November 10, 2024

Back in 2019, I blogged about a lovely couple who were struggling to find a well-located, nicely renovated, four-bedroom home in Yarraville. They said they’d been searching for many months and the right house just hadn’t come along. I explained to them, “Many inner-ring suburbs in Melbourne, particularly in the inner-north and inner-west are problematic for people…

Villa Unit

Houses vs units: where do villa units fit?

By Cate Bakos | November 3, 2024

Many investors and homebuyers grapple with this question. They worry about the capital growth prospects of a townhouse versus a house, and homebuyers ask themselves whether they will outgrow a townhouse. It’s not that black and white though. Well-located, beautifully proportioned townhouses and villa units can be enticing for tenants and home-buyers alike. Many investors…

Social Proof

The cost of social proof

By Cate Bakos | October 27, 2024

Have you ever wondered why a property can sit on the market for weeks, and then all of a sudden when you submit an offer, there is suddenly another offer? Many buyers believe that the agent is bluffing. Occasionally they are, but it’s rarer than people imagine. In the majority of cases, the agent does have another buyer. Their…

Off The Plan Pic

Why do some properties sell for a loss?

By Cate Bakos | October 19, 2024

I recall an auction quite a few years ago, back in 2016. We were bidding on a beautifully converted two bedroom, two bathroom warehouse apartment with enclosed balcony in Kensington. We secured the property for our client for $631,000. Just 3km from CBD and conveniently located near shops, station and arterials were just some of…

Loan Signing

Why is lending policy so important?

By Cate Bakos | October 13, 2024

When it comes to property selection, it’s often the things we reject that help formulate a good investment decision.  Aside from being mindful of tenant appeal and owner-occupier appeal of a property, we must always be mindful of lender appeal. Since the days of pandemic lockdowns, the quest for inner-suburb living has revitalised itself. We often…

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Five tips for sellers

By Cate Bakos | October 6, 2024

We work with buyers every single day. From our position on the other side of the coin, we see a lot of vendor decisions that make for a strong campaign. But often we see vendors get things wrong too. Here are five insider tips to help vendors navigate the important task of selling their property.…

Cash Rate Square

Why didn’t the RBA cut interest rates last week?

By Cate Bakos | September 29, 2024

There has been plenty of speculation around interest rate cuts. What will trigger a cut? When will they happen? What will that cut do to the housing market? And what metrics can we rely on as a predictor of rate movements? The news from America gave a few Australians a glimmer of hope about interest…

@auction

Deposit bonds: good or bad?

By Cate Bakos | September 22, 2024

We are often asked about deposit bonds, especially when agents or vendors reject a request from a buyer to use one. What are they? Is there a risk? And when are they particularly useful? Today’s blog answers all of these questions. A deposit bond can be used effectively when a purchaser has the means to…

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